The JetBlue Card from American express is for member is travel frequently using JetBlue Airlines and would like to participate in the frequent flyer rewards program. With this program, cardholders earn one Award Dollar for each dollar they spend using the card. When the card is used on JetBlue flights, restaurants, movie theaters, gym memberships, event tickets, and golf green fees, the cardholder earns Two Award Dollars for each dollar they spend.

When you redeem the Award Dollars, keep in mind that 200 Award Dollars are equivalent to one TrueBlue point, and it takes 100 TrueBlue points for a round trip flight. After the first purchase, cardholders receive 5,000 Bonus Award Dollars, the equivalent of 25 TrueBlue points, toward a free round trip ticket. Though there is no limit to the amount of Award Dollars a cardholder can earn, but TrueBlue points are only good for one year after they are earned and one year after they are issued.

The card carries an annual fee of $40 with a 3.99% introductory rate that is good for six months and applies to any balance transfers that are submitted with the application. At the end of the introductory period, the interest rate for purchases and balance transfers will be 17.99% variable rate and 22.99% variable rate for cash advances.

Because of the higher than average interest rate, those who are likely to benefit the most with this card are those who can afford to pay the balance in full each month after the expiration of the introductory rate and plan to take advantage of the rewards programs.

If you are able to pay the card off every month and avoid the higher than average interest rate, some of the benefits related to this card include the following:

Online access to your account

No cardholder liability for unauthorized transactions

Assistance with identity theft

Protections for your purchases

Extended warranty for your purchases

Insurance for car rental

Emergency replacement of your card

Medical and legal referral services

Travel accident insurance up to $1,000,000

The card has a great deal of benefits attached to it, but with its higher than average interest rate, it is best suited for those who are able to pay the card in full each month. In addition, the card is not currently available to residents of Puerto Rico.